IMPORTANT! THESE TERMS AND CONDITIONS (THESE "TERMS AND CONDITIONS") GOVERN THE USE OF THIS WEB SITE, PROMENADELENDING.COM (THE "WEB SITE") BY YOU AND YOUR EMPLOYEES AND AGENTS (COLLECTIVELY REFERRED TO AS "YOU"). BY USING THE WEB SITE, YOU AGREE TO ALL OF THE PROVISIONS CONTAINED OR REFERRED TO IN THESE TERMS AND CONDITIONS. THE OWNERS AND OPERATORS OR THIS WEB SITE (THE "COMPANY") RESERVES THE RIGHT TO CHANGE THESE TERMS AND CONDITIONS AT ANY TIME IN ITS SOLE DISCRETION. YOUR USE OF THE WEB SITE AFTER SUCH CHANGES ARE POSTED TO THE WEB SITE CONSTITUTES YOUR ACCEPTANCE OF THE CHANGES. PLEASE CONSULT THESE TERMS AND CONDITIONS REGULARLY.

1. Scope.

These Terms and Conditions govern Your use of the Web site. These Terms and Conditions, however, do not apply to the Company’s products or services, which are the subject of separate agreements.

2. Permitted Use.

You have a nonexclusive, nontransferable, limited, revocable right to use the Web site solely for Your informational use in evaluating the Company and its products and services. You may not use the Web site for any other purpose without the Company’s express prior written consent, including, without limitation, any commercial purpose. For example, You may not and may not authorize any other person or entity ("Person") to (i) frame the Web site or any portion thereof (whereby the Web site or a portion thereof will appear on a user’s screen with a portion of another Web site, or with content or advertising of any Person without the Company’s consent), or (ii) Co-brand the Web site or any portion thereof. "Co-branding" means the display of a name, logo, trademark, or other means of attribution or identification of any Person in such a manner reasonably likely to give a user of the Web site the impression that such the Person is associated or affiliated with the Company, or has the right to display, publish, transmit or distribute the Web site or content accessible within the Web site. In addition, You may not and may not authorize any Person to link to any part of the Web site without the Company’s prior written consent. You agree to cooperate with the Company in causing any unauthorized framing, Co-branding, linking or similar activity to immediately cease.

3. Proprietary Information.

You acknowledge and agree that as between the Company and You, the Company is the owner of all right, title and interest in the Web site and all content accessible within the Web site (the "Content"), including, without limitation, all trademarks, service marks, trade names, patent rights, copyrights, and other intellectual property or proprietary rights with respect thereto. You will not reproduce, transmit, publish or distribute sublicense or otherwise transfer or make available to others, or edit, modify or create any derivative works of all or any part of the Web site or the Content, without the express written consent of the Company, other than limited printed copies of materials that you may need for Your own use and that contains all of the Company’s copyright and other notices.